Vapaus Value is the answer to the 2026 tax changes. It is designed to eliminate bureaucracy for the employer while providing significant savings for the employee.
Why Vapaus Value is Better for the Employee
Even though tax exemption has ended, employees benefit significantly:
Savings: Average of 20–30% savings compared to consumer credit.
Insurance Coverage: All contracts include comprehensive insurance with no age deductions. The bike's value remains constant in the policy throughout the term.
Equality: Savings are the same for everyone, regardless of income level.
Intelligent Digital Management
Vapaus Value is not just a financing model; it is a management tool. Taxable values, cost centers, and employee numbers are always available for payroll. The system identifies beneficiaries automatically, minimizing human error.